Real estate appraisal services for homeowners in the city of Douglas and Converse County

Here are the top 7 reasons Wyoming homeowners call on Laramie Peak Appraisal Service, LLC:

  1. Find the right listing price (whether they're selling the home on their own or using an agent)
  2. Challenge a property tax assessment
  3. Remove PMI to reduce your mortgage payment
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Verify another appraiser's report
  6. If real estate needs to be divided because of a divorce
  7. Settle an estate in Wyoming by determining the true market value of a property
Own a house in or near Douglas, Wyoming and need help determining the value of it? Contact Laramie Peak Appraisal Service, LLC.

At Laramie Peak Appraisal Service, LLC, we understand the special needs of a homeowner in need of appraisal services. Our customary business clients get the appraisal process and the usual reporting formats. As our valued client, you will receive extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions.

For Sale by Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value judgement than yours.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if you live in an area that is going down or not appreciating as much as other homes close to yours. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. An appraisal report from Laramie Peak Appraisal Service, LLC is your perfect weapon when contesting your property tax assessment.

PMI Removal Appraisals

A preferred way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We're experienced in helping folks just like you delete unwanted PMI insurance.

Was your HELOC recently frozen?

If your property is close to a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be negative on your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow viewpoint. Laramie Peak Appraisal Service, LLC can help you reinstate your home equity line of credit with a professional appraisal.

We Also Provide Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for preciseness? An appraiser from Laramie Peak Appraisal Service, LLC can go out and check the subject and comparables in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Laramie Peak Appraisal Service, LLC can help you with that. Even though most review work is requested by lenders for quality control, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to invest in a second opinion.